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CA AB 488 vs. HI SB 1048: Charitable Fundraising Platform Guide
A quick compliance guide comparing California and Hawaii’s fundraising platform rules.
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COMMERCIAL CO-VENTURERS

Reduce your risk with compliant cause marketing

Confused by state requirements for CCVs? Worried about the risk? We've got you covered.
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1 · Five-week timeline

Track your CCV registration progress

Track progress in a timeline that shows required actions and their corresponding due dates. The entire process to get compliant in all eight states takes five weeks and includes the management of required surety bonds in two states.

2 · A single CCV agreement

Streamline state requirements

Change provides a single CCV agreement in partnership with Our Change Foundation, thus eliminating the need for costly legal counsel and opening the door to partner with as many willing nonprofits as wanted.

3 · CONSOLIDATED onboarding questionnaire

Get compliant quickly

Change consolidates all questions for all states into a single onboarding questionnaire. This way, customers can provide all needed info in one go.

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act swiftly
impact hub
1 · Five-week timeline

See your CCV registration progress

Track progress in a timeline that shows required actions and their corresponding due dates. The entire process to get compliant in all eight states takes five weeks and includes the management of required surety bonds in two states. 
Find nonprofit info in the blink of an eye
2 · A Single CCV AGreement

Streamline state requirements

Change provides a single CCV agreement in partnership with Our Change Foundation, thus eliminating the need for costly legal counsel and opening the door to partner with as many willing nonprofits as wanted.
act swiftly
3 · Consolidated onboarding

Get compliant quickly

Change consolidates all state-specific questions into a single onboarding questionnaire, making it easier for customers to provide all required information at once.
impact hub

Make every cause marketing campaign compliant

We work with companies of all sizes to get them fully compliant as commercial co-venturers.

Offload 20+ filings in 8 states

Four states require CCV registration and seven require filing nonprofit contracts.

Change consolidates all questions for all states into a single onboarding questionnaire so customers can easily provide all required information in one go. 
Commercial co-ventures

We're with you every step of the way

Whether you’re new to CCV compliance or a seasoned expert, we’ll guide you through each step. We provide everything needed for a fully compliant CCV campaign and send timely reminders when needed to keep you on track.
Professional fundraisers

Launch campaigns with peace of mind

Don’t run the risk of regulatory or consumer backlash for running noncompliant campaigns.
Online fundraisers

What does Change manage for commercial co-venturers?

Businesses that advertise that a purchase or other commercial activity will benefit a nonprofit may be regulated as commercial co-venturers. Change manages the state filings and operational requirements involved in launching and maintaining compliant cause marketing campaigns.

Requirements vary by state and campaign structure. Change helps identify the applicable steps and keeps the compliance process organized from campaign launch through renewal.

Compliance area

What Change manages

State registrations and filings
Change prepares and submits required commercial co-venturer registrations, campaign notices, and related state filings.
Surety bonds
Change coordinates required surety bonds and manages the related documentation in states where bonding requirements apply.
Contracts and nonprofit agreements
When campaigns run through Our Change Foundation, Change provides a single commercial co-venturer agreement that can support campaigns benefiting multiple eligible nonprofits. Change also manages required contract filings with state regulators.
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Change tracks the information needed for required campaign reports and manages applicable filing deadlines and submissions.
Campaign reporting
Change tracks the information needed for required campaign reports and manages applicable filing deadlines and submissions.
Donation payouts
Change facilitates payouts to eligible nonprofits by ACH, generally within 3 to 7 days after funds are received.
Renewals and ongoing requirements
Change monitors recurring requirements and expiration dates, manages applicable renewals, and alerts your team when updated information or action is needed.
Donation payouts
Change facilitates payouts to eligible nonprofits by ACH, generally within 3 to 7 days after funds are received.
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Top-notch compliance

Change has your CCV compliance covered. We stay at the forefront of emerging laws to make sure that you're fully in compliance with new legislation.

Prompt donation payouts

Donation payouts are sent to recipient nonprofits via ACH within 3 to 7 days from when funds are received.

Tax donation receipts

Due to Change's partnership with Our Change Foundation, companies receive a single, consolidated tax receipt at the end of the year.

State-by-state filings

Change manages 20+ necessary filings in 8 states that have specific CCV requirements.

Explore Related Resources

Commercial co-venturer rules vary by state. Learn how to map registration, contracts, notices, disclosures, accounting, and reports.

State commercial co-venturer regulations: 2026 guide

Use this seven-part AB 488 checklist to assess whether an online fundraising program needs California registration, consent, disclosures, payout controls, and reporting.

California AB 488: 7 requirements companies should know

Use this practical classification guide to determine whether a sales-linked charitable campaign may make your company a commercial co-venturer.

Are you a commercial co-venturer (CCV)?

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