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CA AB 488 vs. HI SB 1048: Charitable Fundraising Platform Guide
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Payment Processors

Turn giving into a growth engine for your payments platform

Capture donation volume already flowing off-platform and power compliant giving across your merchant network.
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Change for Fintech
TRUSTED BY LEADING COMPANIES
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Power giving across your platform

Boost total payment volume (TPV)

Donations are already happening... just not through you. Capture volume currently flowing through PayPal Giving Fund, GoFundMe, and other off-platform solutions.

Increase retention and stickiness

Become more embedded in your merchants’ payments by powering donation use cases they already rely on – from checkout giving to branded campaigns.

Unlock a new revenue stream

Monetize charitable transactions through processing or platform fees, while helping merchants increase AOV and conversion through giving.

Change is the infrastructure behind compliant giving

Build trust, reduce legal exposure, and reach verified nonprofits around the world. Save valuable internal resources.

Donations that work with your payment rails

Process donations directly through your existing payment rails with an API-first approach, unlocking new inbound and outbound volume without rerouting funds.

Donations dashboard with one donation pledged and the other sent

Top-notch compliance backed by a DAF

Launch fully compliant donation products without building regulatory infrastructure. Change’s donor-advised fund handles tax receipting, state filings, reporting, and nonprofit consent.

Change helps companies manage partnership agreements, state filings and bonds, and nonprofit verification.

Automated fraud and verification checks

Every nonprofit is continuously vetted across IRS, OFAC, state registries, and global watchlists, with ongoing monitoring for eligibility, governance, and financial risk.
Pick from over 1.3 million nonprofits
CUSTOMER STORY

Brex uses Change to offer simple donation options

Brex, a modern fintech platform, wanted to support relief efforts in Ukraine when the war broke out. They used Change’s Donations API to quickly add loyalty point donation options. Over a period of a couple months, generous Brex loyalty members donated their loyalty points, which ultimately converted to over $25,000 in donations to various nonprofits on the ground.
brex
“Change has supercharged our ability to enable customers to redeem their points towards causes that they care about. Change has streamlined the process of matching donations to specific causes, and gives both Brex and our customers transparency into how the funds were allocated.”
–– David Mbau, Product Manager
Brex uses Change to offer simple donation options

Built for real merchant use cases

From SMBs to global retailers, your merchants already want to run donation programs. Change helps you power them natively instead of losing volume to third-party tools.

Enable merchants to give

Give merchants the tools to run branded donation programs directly on your platform instead of relying on external providers that take volume off your rails.
Give your customers the choice

Enable consumers to give

Power donation experiences at checkout, including round-ups, percentage-of-purchase campaigns, and add-on donations – all seamlessly embedded in your merchants’ flows.
Pick from over 1.3 million nonprofits

How donations flow through your payment rails

Change works with your existing payment stack, including Stripe and Stripe Connect, so you can offer giving without holding charitable funds or paying nonprofits yourself.

Your platform processes the donation

It runs on your existing rails, alongside the rest of your payment volume.

Funds go to our partner donor-advised fund

The donation is sent to our partner DAF, Our Change Foundation, so you never take custody of the money.

The nonprofit gets paid

Change checks the nonprofit against IRS, OFAC, and state records, then delivers the donation via ACH.

Explore Related Resources

Four 2025 giving reports show why companies need strategic purpose programs, clear checkout giving, better donor experiences, and accountable disbursement.

What 2025 giving reports reveal about corporate purpose

A donor-advised fund can centralize charitable receipts and grants, but law firms must still analyze fundraising, platform, promotion, and disclosure rules.

How donor-advised funds simplify charitable campaigns

Change achieves SOC 2 Type II certification, proving that your data is secure on our platform.

Change Achieves SOC 2 Type II Certification

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